— Private Banking
Wealth Management.
Discretionary portfolios for capital that needs continuity.
— Private Banking
Discretionary portfolios for capital that needs continuity.
— Minimum mandate
€1,000,000
— Annual fee
0.85% sliding
— Performance fee
None
— Custodian options
Diavulcan · Pledged
— Overview
Discretionary mandates from €1m. Each portfolio is constructed around your tax residency, generational horizon, and risk tolerance — not a model out of a fund factsheet.
— Features
No off-the-shelf models. Direct equities, bonds, alternatives, and selected funds — built around your circumstances, your tax position, and your time horizon.
Lot-level tax-loss harvesting and residence-aware asset location across CZ, AT, DE, CH, and the UK. Co-ordinated with your tax counsel.
In-person or video reviews each quarter with your portfolio manager. Full transparency into every position, every cost, and every decision.
— Your portfolio
A representative balanced mandate as it stands today. Yours will look different — built around what you own, what you owe, what you earn, and where you live.
Open an account →— Discretionary mandate · Live
Today's allocation.
Total
€ 4.28m
— Process
Step 01
Discover
Two conversations: one for circumstances, one for objectives. We don't price until we understand.
Step 02
Mandate
Investment Policy Statement drafted, signed, and stored. Reviewed annually.
Step 03
Construct
Portfolio built lot-by-lot. We show you every name we propose before we buy.
Step 04
Review
Quarterly performance + positioning. Course-correction in writing, with reasoning.
— Key facts
All headline terms shown here. Indicative pricing — your dedicated banker will confirm exact figures based on your relationship and the structure agreed.
Regulated by the Czech National Bank.
Member of EU Deposit Guarantee Scheme.
| Minimum mandate | €1,000,000 |
| Annual fee | 0.85% sliding scale |
| Performance fee | None |
| Custodian | Diavulcan / pledged options |
| Reporting | Real-time dashboard + quarterly PDF |
| Manager team | 2 portfolio managers per client |
"They were the only firm that asked about my children before asking about my returns."
— Mr. M. Šimek
Industrialist · Private banking client since 2015
— Questions
Do you outperform the market?
We aim to compound capital steadily after costs and tax. We do not target index outperformance — we target your goals.
Are you ESG?
ESG is integrated by default. Pure-impact mandates and exclusion lists are available for clients who specifically request them.
Can I keep my existing custodian?
Yes. We can manage on a third-party custodian where the relationship matters, subject to a power-of-attorney.
How often do you trade?
Rarely by design. Average annual portfolio turnover sits in the 15–25% range.
Who actually manages my money?
Two named portfolio managers per client, supported by our research desk. You meet them. You speak to them.
What happens to fees as I grow?
Sliding scale — fee falls by tier as AUM rises. Above €10m, we discuss a flat retainer instead of bps.
Have a question we did not answer? Message your banker or write to us directly.
— Related
— Begin
A short conversation is the fastest way to understand whether wealth management are the right structure for you. We reply within two business days — usually the same day.