— Business
Corporate Loans.
Senior debt that understands your covenants.
— Business
Senior debt that understands your covenants.
— Facility size
€1m – €50m
— From margin
E1M + 250 bps
— Term
Up to 7 years
— Decision
5 days (term sheet)
— Overview
Term loans, revolvers, and acquisition finance from €1m to €50m. Underwritten on cash flow and collateral, structured around the realities of your sector — not a one-size-fits-all credit grid.
— Features
Covenants negotiated against your business plan, not a template. Includes seasonal flex where the business demands it.
Senior-stretch and unitranche facilities for mid-market M&A, including bolt-on lines under your existing parent facility.
Indicative term sheets within five business days of full information. Closes inside 6–8 weeks on typical deals.
— Sample term sheet
A working term sheet for a €15m facility. Margin, covenants, security — the shape we typically write. Your banker will refine the details over a single meeting.
Open an account →— Term loan calculator
€15m term loan · 5-yr.
Monthly payment
€ 96,000 / mo
Total interest
€ 2.85m total
— Process
Step 01
Brief
Send us your last two years of accounts, your forecast, and the use of proceeds.
Step 02
Underwrite
Credit review by senior banker + risk committee. We never quote we won't deliver.
Step 03
Term sheet
Indicative TS in 5 business days. Binding TS within 10 days of full info.
Step 04
Drawdown
Closing in 6–8 weeks for typical deals. Faster on simple structures.
— Key facts
All headline terms shown here. Indicative pricing — your dedicated banker will confirm exact figures based on your relationship and the structure agreed.
Regulated by the Czech National Bank.
Member of EU Deposit Guarantee Scheme.
| Facility size | €1m – €50m |
| From margin | EURIBOR + 250 bps |
| Term | Up to 7 years |
| Sectors | Industrials · Services · Real estate |
| Covenants | Negotiated |
| Refinancing | Available |
"We came to Diavulcan in 1996 after our Swiss bank lost track of who we were. Three banks have tried to win us back since. None has come close. The same banker still answers the same line."
— Mr. P. Janáček
Client since 1996 · Praha
— Questions
Will you syndicate?
Yes for facilities above €30m or where the borrower asks for it. We act as arranger or participant.
Do you do revolvers?
Yes. RCFs from €1m, with standard committed undrawn pricing.
Are you sector-specific?
No. We've underwritten industrials, services, healthcare, real estate, and tech-enabled businesses across CEE and DACH.
How are covenants structured?
Typically leverage + interest cover, with seasonal flex where revenue is non-linear. Equity cure rights negotiated.
Have a question we did not answer? Message your banker or write to us directly.
— Related
— Begin
A short conversation is the fastest way to understand whether corporate loans are the right structure for you. We reply within two business days — usually the same day.